Dave, I want to reply to your post, but I need to think about it for a day. A lot of what you said fits me as well, but I may have a bit of a different perspective. Anyway, I'll write more soon.
In the meantime, I wanted to make the same suggestion to you that Paul made to BMAC; Cut and paste your post into a new thread in this forum, with a title worthy of the subject. You'll get a lot more resonses if it's not buried on page 4 of this thread. Just my suggestion.
"That which does not kill us, surely makes us stonger." - Neitsche