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#387215 - 02/25/12 12:57 PM Re: I have CHF and no health insurance [Re: livefreeordie98]
peroperic2009 Offline
Moderator
MaleSurvivor

Registered: 10/09/11
Posts: 3617
Loc: South-East Europe
Hey Elaine, you are great human being!
We are being so worried for our brother Phoenix and his health condition. It is big shame that he's been rejected and left aside on his own by health system. It is unbelievable shame.

Pero

_________________________
My story

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#387255 - 02/25/12 06:58 PM Re: I have CHF and no health insurance [Re: livefreeordie98]
phoenix321 Offline


Registered: 09/26/11
Posts: 912
Loc: USA, FL
Originally Posted By: livefreeordie98
I used to own a small business, not much to open. You can get group insurance (even for just 2 employees) and it will cover your pre-existing.

Please email me, my boat is the same as yours and I am taking care of it now.

I just joined this site for this purpose. I don't know if my email shows, but it is thebeatgoeson77@gmail.com

Yours in hope,

Elaine


Hey, Elaine, Thanks you so much for responding. I didn't know about your response till Pero told me today. Sorry I didn't respond. I'm glad you found this idea. I looked at it in December last year. Quite a few people have done it. The problem is I'm just broke, no income period. Florida has extremely high group insurance rates for less than 50 employees. More employees the cheaper it gets. Main reason why most small businesses in Florida don't offer it. And, they are allowed to up the price for pre-existing conditions. Heart issues being the worst. Unofficially, I found rates to be $600-1,000+ a month. They wouldn't quote without a business and knowing who I was. Thanks a lot. I appreciate it. Thank you.



Edited by phoenix321 (02/25/12 06:59 PM)
_________________________
Phoenix

A guy opens the front door and sees a snail on his doorstep. He picks up the snail and throws it across the street in a neighbor's yard. A year later, the guy opens the front door and the same snail is on his doorstep. The snail says, "What the f*ck was that about?"

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#387481 - 02/27/12 04:17 AM Re: I have CHF and no health insurance [Re: peroperic2009]
phoenix321 Offline


Registered: 09/26/11
Posts: 912
Loc: USA, FL
Originally Posted By: peroperic2009
Hey Elaine, you are great human being!
We are being so worried for our brother Phoenix and his health condition. It is big shame that he's been rejected and left aside on his own by health system. It is unbelievable shame.

Pero


In 2006, there was 45,000 that died in America that had no healthcare coverage or no quality care (limited coverage). Republicans moan that the feds will create "death panels" with universal healthcare. It's stupid since we already have them. They are called insurance companies. Watch the documentary "Sicko". You'd be shocked at how many die every year in American that have health insurance because of refusal of treatment, can't afford deductibles/co-pays, etc. Lot of insurance companies have scam policies. It literally amazes me how many doctors there are in America who take a Hippocratic Oath and never planned to honor it. I'd say the majority just treat medicine as a get rich scheme. The Hippocratic Oath never said anything about a "profit" motive. Businessmen (insurance companies) have sold doctors on a bill of goods then they both sold patients down the river for profit at any cost. It's no longer a calling for most just a way to get rich.

_________________________
Phoenix

A guy opens the front door and sees a snail on his doorstep. He picks up the snail and throws it across the street in a neighbor's yard. A year later, the guy opens the front door and the same snail is on his doorstep. The snail says, "What the f*ck was that about?"

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#389708 - 03/18/12 03:25 PM Re: I have CHF and no health insurance [Re: phoenix321]
Anomalous Offline
Greeter Coordinator
MaleSurvivor
Registered: 03/07/10
Posts: 1352
Hi Phoenix,

Sorry to be responding so late -- I just found this post.

I do not know if the hospitals in Florida have these, but up here (north east) the hospitals have a "family practice" attached to them. They offer services to those who cannot afford them.

If your local hospitals do not have a family practice, there are usually no/ low cost health clinics. Typically, these clinics are in the areas where there are large populations of people with little resources. Some of the clinics are walk-in and have a 'first come, first served' way of doing things. Other clinics have appointments. They all have doctors from a wide range of specialities.

To find the name/ numbers of the clinics call the teaching hospitals in your area and ask for the name(s) of the clinic(s) with whom they are affiliated.

*If* you do have surgery, be advised that you may have surgical trainees either observing the surgery and/ or doing part of the actual surgery, under the direction of the chief surgeon.

I, too, am in the position of no insurance and major medical issues. I understand your struggles.

*If* you see the doctors you need but cannot afford the pre>


Edited by Anomalous (03/18/12 04:28 PM)
Edit Reason: Addendum
_________________________
Acceptance on someone else's terms is worse than rejection.

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#389762 - 03/19/12 04:40 AM Re: I have CHF and no health insurance [Re: Anomalous]
phoenix321 Offline


Registered: 09/26/11
Posts: 912
Loc: USA, FL
Hey, Anamalous,

Most everything in Florida is about money. I have the drug card. Florida does that so as to "care" about people. Hahaha! Truth is, Walmart's $4 plan did it way better. I use them. They have a free clinic here but the doc I saw damn near killed me. If I hadn't signed the no-sue contract, I would have talked to a lawyer. Not to get rich but to get the care I need. He either didn't care or was incompetent and missed the CHF. I saw him in Nov. and he wanted me to see him in 90 days or more and just was diagnosed with CHF. I really wonder which it was. He also couldn't follow up on stuff so I go to the health department. The guy there had his thyroid removed so he knows it. He's not a doc but way better than the doc. If anything serious, I go to the ER. If they refuse to treat (one does..scum), I will sue. Both are for-profits. My credit sucks anyway so I don't care how much they spend. If I found gold or something, I'd pay 'em back.

One hospital has charity care. But, they are cutting it huge. They just went for-profit. They all have charity care, but, at for-profits, it's for people w/insurance that can't pay. Figure that out. Even the one I've went to that was non-profit last year (ER visits..2), I should've been admitted. Had a BNP test that was like 1500-2000. They are not supposed to let you go until under 600 DUE TO DEATH WORRIES (stroke/heart attack). It was like, we can admit you but if you want to go home, you can, and we know you want to go home. Legally, they violated the law, but that's some bullshit in a book somewhere that ain't enforced. It's called EMTALA. Federal law. I didn't know the law fully when I was there that time, or I would've said, admit me. I could walk in there now and they'd have to admit. 900-1000 BNP levels now.

The free clinics don't like to treat patients with very serious health issues. At least the one I know about. They pretty much said that. The other clinics are Medicaid scams. I don't qualify till I get Disability then won't when I get Medicare after 2 years.

The simple truth about charity care is they like to do it for patients that have insurance gaps or poor women. Google it and you'll find stories. I actually read studies on that and EMTALA. Treatment is not the same either. If I had insurance when I went there in Nov. 2011, I can guarantee you my ass would've been there for weeks. Patient dumping is illegal but goes on all the time. In LA, one hospital was fined for putting sick patients in a cab and dumping them in the bad section of town. They did it to some 80 year old woman. Video is on youtube. Hippocratic Oath is bullshit in USA.

The only reason Florida gives a fuck period is they get tons of federal money for Medicaid and docs get rich ripping off Medicaid. Our Gov. is one that ripped off Medicare and got rich. Look up Rick Scott. Asshole should be in prison.

Surgery is my only option. The radioactive iodine would kill me due to releasing all the hormones stored in my two goiters. If you have goiters, you can also have cancer in them. Until they remove them, the doc is lying if he says no you don't before. It may not show up on a test before unless it spread. If you have goiters, they only treatment is removal. I have at least 2. Even when I had a career and great insurance, I would not want the bill for surgery and recovery. ICU is required after surgery. Since I've waited due to being broke, surgery might not get rid of the CHF. I'm right at the level of cardiomyopathy. That's less than 40% ejection fraction. It means I only have 40% use of my heart. I've lost 33% almost overnight.

Thanks a lot for the information, man. I've thought of everything including a felony. Hahaha The felony would work. haha I ain't doing it though unless I get where pain is unbearable.

_________________________
Phoenix

A guy opens the front door and sees a snail on his doorstep. He picks up the snail and throws it across the street in a neighbor's yard. A year later, the guy opens the front door and the same snail is on his doorstep. The snail says, "What the f*ck was that about?"

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#393112 - 04/11/12 09:03 PM Re: I have CHF and no health insurance [Re: phoenix321]
Daniel_forgotten Offline


Registered: 02/07/09
Posts: 479
im so sorry phoenix. i have no ideas, just wanted to say that. It is so unfair. Where is our perfect system?

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#393290 - 04/13/12 04:28 AM Re: I have CHF and no health insurance [Re: Daniel_forgotten]
phoenix321 Offline


Registered: 09/26/11
Posts: 912
Loc: USA, FL
Originally Posted By: Daniel_forgotten
im so sorry phoenix. i have no ideas, just wanted to say that. It is so unfair. Where is our perfect system?


Thank you, Daniel! Sorry I missed your reply. America's health care system sucks. Prices are ridiculous. Where I live now are for-profit hospitals. They don't help many after awhile. Of course, docs don't either. If you uninsured, male over 30 and broke, there is little to no help. Women find that too but men just find it way more. All America cares about is money I'm afraid. It's sad we call ourself the greatest and are no better than some 3rd world countries. If I hold out for disability, good. If not, that's fine. Thanks again.
_________________________
Phoenix

A guy opens the front door and sees a snail on his doorstep. He picks up the snail and throws it across the street in a neighbor's yard. A year later, the guy opens the front door and the same snail is on his doorstep. The snail says, "What the f*ck was that about?"

Top
#399183 - 06/02/12 08:25 AM Re: I have CHF and no health insurance [Re: phoenix321]
Human Offline


Registered: 03/14/12
Posts: 62
Loc: private
I care.

I am also saddened someone from MS would make an evil post such as "want pity" No, I think just common decency.

I hope you make it through to disability!! or Universal Health Care.

Is there any way to be added to an employed friend's insuranc as an SO?

Or if you could somehow afford it; travel to another country for your much needed surgery.

What about going to a hospital in a state in USA that cannot by law refuse to treat and just get admitted and tough s**t once you're admiited. I think California must treat.

I care and I wish I knew of some way I could help.

Kurt

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#399329 - 06/04/12 07:22 AM Re: I have CHF and no health insurance [Re: Human]
phoenix321 Offline


Registered: 09/26/11
Posts: 912
Loc: USA, FL
Originally Posted By: Human
I care.

I am also saddened someone from MS would make an evil post such as "want pity" No, I think just common decency.

I hope you make it through to disability!! or Universal Health Care.

Is there any way to be added to an employed friend's insuranc as an SO?

Or if you could somehow afford it; travel to another country for your much needed surgery.

What about going to a hospital in a state in USA that cannot by law refuse to treat and just get admitted and tough s**t once you're admiited. I think California must treat.

I care and I wish I knew of some way I could help.

Kurt



Kurt,

Thank you so much. Under federal law, called EMTALA, all an ER (that says ER) has to do is treat to stabilize just like you were a paying patient. I'm sure many delay treatment if you're not paying but that's a violation too. Now, if you're pregnant and about to pop out a baby, they'll deliver. If just in labor, they can move you to a non-profit hospital. I knew two women that happened to. It happened to me in Nov. 2011. Not to mention the charge nurse didn't take a possible heart attack seriously at all. Truth is, if the doc thinks you are stabilized, they can tell you to get lost. That happens many times daily all over America. Hospitals routinely patient dump including the ones with big crosses claiming Jesus on top of their buildings. Sacred Heart in Pensacola is one of them. An example - if you walk in with a broken ankle, all they have to do is stabilize. Set it, wrapped it, that's it. If it legitimately needs surgery, they should do it, but plenty of stories out there where they lied to the patient and didn't. Read one last fall about a guy with a back injury that was refused treatment in his ER. I told him to call a lawyer. He's now suing. Good luck to him. Thanks again for the kind words.
_________________________
Phoenix

A guy opens the front door and sees a snail on his doorstep. He picks up the snail and throws it across the street in a neighbor's yard. A year later, the guy opens the front door and the same snail is on his doorstep. The snail says, "What the f*ck was that about?"

Top
#399340 - 06/04/12 08:34 AM Re: I have CHF and no health insurance [Re: phoenix321]
phoenix321 Offline


Registered: 09/26/11
Posts: 912
Loc: USA, FL
Here is a terrible story of EMTALA failure not long ago. Woman died with an ankle injury in a jail cell after the hospital had her arrested for refusing to leave.

http://usnews.msnbc.msn.com/_news/2012/0...ropriately?lite
_________________________
Phoenix

A guy opens the front door and sees a snail on his doorstep. He picks up the snail and throws it across the street in a neighbor's yard. A year later, the guy opens the front door and the same snail is on his doorstep. The snail says, "What the f*ck was that about?"

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