I had an accident and my PIP is paying but they aren't paying the full amount the doc is billing. In some cases its hundreds below.
The insurance company pays "usual and customary" charges which seems to mean whatever they want it to since they pay almost all of individually billed chiro and clinic visits (to within 10 bucks) and cut nearly in half bills of several visits submitted at one time. They have halved the Xray bill and cut a third off the Physicians portion of the Emergency room bill, two times.
What can I do to make sure I am released financially by these doctors, hospitals and Imaging companies w/o having to pay them the extra before I let the insurance company go?
My idea was to try to get the insurance company to get that release for me and refuse to release them until they did. Any help here would be great.
Especailly if you know the industry.
I'm not anywhere near close to healed but I'd like to be on top of this as the numbers are already over a thousand that hasn't been paid and it looks like it'll take a while before I heal fully.
Thanks in advance Men
Edited by kidneythis (07/02/10 10:29 AM)
As Mark Twain once quipped, history may not repeat itself, but it does rhyme.