I recently, and for the first time in a long time, was not able to pay off my entire credit card balance for the month. I had a lot of purchases, moving into a new place and new furniture and all that stuff.

Anyway, when I got my bill and actually had gotten billed for finance charges, I simply called the credit card company and asked them to forgo the charges for this one month.

They said "No problem"................ \:\)

Don't be afraid to ask for something if you want it!