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#241129 - 07/29/08 07:51 PM Re: Money issues interfers with therapist relationship [Re: pufferfish]
Trucker51 Offline
Member
MaleSurvivor

Registered: 05/20/08
Posts: 2826
Loc: Denver, CO
It is happening to everyone. My blood pressure medication just went up by $20 in copay, and my acid-reflux drug's copay went up by $15. Another drug I take the copay just doubled, from $250 to $500, per month. My copay for mental health services was $25, now it is 30%. All of this started the first of July, when the company raised our health care costs and lowered our benefit levels. You want to know something else odd? I can buy all of these drugs cheaper in Mexico without a pre>
_________________________
"We stay here, we die here. We've got to keep moving". Trucker Mark



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#241335 - 07/30/08 10:36 AM Re: Money issues interfers with therapist relationship [Re: Trucker51]
Ken Singer, LCSW Offline
Moderator Emeritus
MaleSurvivor

Registered: 08/24/00
Posts: 5779
Loc: Lambertville, NJ USA
It is a tragedy that this country has such a poor health care policy. So many countries around the world do it much better than we do.

One thing you may want to do is look carefully at the health care positions of the senators, representatives and presidential candidates running this November and write to them to express your feelings about this.

It may be more effective than ranting.


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#241381 - 07/30/08 03:34 PM Re: Money issues interfers with therapist relationship [Re: Ken Singer, LCSW]
pufferfish Offline
Member
MaleSurvivor

Registered: 02/26/08
Posts: 6866
Loc: USA
Is it necessary?

Must children be taken advantage of willy nilly?

We protect our children with child seats in cars, seat belts, with product labelling, protestations against lead, etc., etc.

But we can't protect children against sexual abuse? Sexual abuse is on the increase. Porn is probably contributing to it.

Our legislators and lawyers don't seem to acknowledge a problem. Perps get off with lenient sentences after expensive trials where the victim gets attacked by the adversarial legal system.

The victims go into a denial phase and when they remember "it" the statute of limitations has passed. Then they cannot seek legal redress for their grievances.

Even the medical profession doesn't generally seem to be aware.

Our insurance system is lame and even accusatory when it comes to claims for abuse-related problems. These are labelled "mental health issues". Depression. Anxiety. PTSD. Dissociation. The victim seems to be at fault.

A lot of guys here have job-related problems related to their abuse as children. There is a real wall of discrimination.

What can I do but rant?

Puffer (puffing again)



Edited by pufferfish (07/30/08 03:57 PM)

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#241383 - 07/30/08 03:46 PM Re: Money issues interfers with therapist relationship [Re: pufferfish]
JustScott Offline
Greeter Emeritus
MaleSurvivor

Registered: 01/27/08
Posts: 2577
I think the trouble is people are willing to talk about car seats and car safety and when they see someone with a kid not in a car seat they get all angry and say something.

With sexual abuse.... people get all wierd, clam up, and hope they didn't see what they think they saw....

People talk loudly about car seat safety, but if they talk about sexual abuse at all, it's hushed and quiet and relegated to private places so other peoples "sensibilities" won't be offended.


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#241385 - 07/30/08 03:57 PM Re: Money issues interfers with therapist relationship [Re: pufferfish]
BJK Offline
Member
MaleSurvivor

Registered: 08/02/07
Posts: 1526
I'm in this category now...have to suspend treatment until next year when my insurance policy's deductible renews. I'll be ready next year, as I can set aside a pre-tax health care account...but it has to be done at the beginning of the year (and then it's not tax deductible).

I suppose I really could afford it if I wanted to push other goals I have finally set for myself back, but my therapist and I both agreed that now is a good time to take a break.

Now let's just hope I don't break a leg or something.

Bryan

_________________________
Revenge is nothing more than another way of perpetuating abuse.

What the world needs now
Is some new words of wisdom
Like la la la la la la la la la.
-David Lowery

Having a friend who will keep a secret for you is worthless compared to a friend who won't keep a secret from you.

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#241387 - 07/30/08 04:02 PM Re: Money issues interfers with therapist relationship [Re: JustScott]
BJK Offline
Member
MaleSurvivor

Registered: 08/02/07
Posts: 1526
Originally Posted By: JustScott
I think the trouble is people are willing to talk about car seats and car safety and when they see someone with a kid not in a car seat they get all angry and say something.

With sexual abuse.... people get all wierd, clam up, and hope they didn't see what they think they saw....

People talk loudly about car seat safety, but if they talk about sexual abuse at all, it's hushed and quiet and relegated to private places so other peoples "sensibilities" won't be offended.


Between 1 in 4 and 1 in 6 kids is a victim of sexual abuse.

I'm guessing fewer children than that actually get into car accidents.

I understand why we have laws about car seats, I just could never understand why people get so emotional about it.

Bryan

_________________________
Revenge is nothing more than another way of perpetuating abuse.

What the world needs now
Is some new words of wisdom
Like la la la la la la la la la.
-David Lowery

Having a friend who will keep a secret for you is worthless compared to a friend who won't keep a secret from you.

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#241402 - 07/30/08 06:05 PM Re: Money issues interfers with therapist relationship [Re: BJK]
LandOfShadow Offline
Member
MaleSurvivor

Registered: 12/11/07
Posts: 684
Loc: Minneapolis, Minnesota USA
What strikes me as odd is that Blue Cross Blue Shield lowered the amount they pay, as if, psychotherapy services in this market are now available at a lower price. I doubt that. Or perhaps, with all the veterans and others seeking mental health treatment, they decided to lower their costs. They cover some large fraction of the population here, my T said 90%, and thus have a kind of monopoly on reimbursement rates to health care providers. So they could kind of force providers to accept less.

We've spent 2 sessions talking about money, and have a third scheduled. 3 phone calls, forms filed, another few hours. My T is filling out forms for me, for a hour (free). LOL. What a screwed up system.

_________________________
Et par le pouvoir d’un mot Je recommence ma vie, Je suis né pour te connaître, Pour te nommer
Liberté

And by the power of a single word I can begin my life again, I was born to know you, to name you
Freedom

Paul Eluard

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#241571 - 07/31/08 03:48 PM Re: Money issues interfers with therapist relationship [Re: LandOfShadow]
Trucker51 Offline
Member
MaleSurvivor

Registered: 05/20/08
Posts: 2826
Loc: Denver, CO
Wait until the insurance companies will only pay for 10 or 15 hours of mental health care per year, and only with designated providers who offer the insurer a discount rate. Oh wait, that is already happening to a friend of mine, who has already exhausted his mental health benefit for this year back in May. And starting this month now his insurer only wants to pay for so many hours at insurance-designated providers with a $40 co-pay, and for anyone else outside the insurance-approved network his insurer only is willing to pay for a percentage of the cost of a specified number of hours of treatment after a yearly deductible is met. I already know that two of the five mental health providers approved by my health-care insurer in my suburb of 50,000 people are general practitioners with limited or no experience in CSA issues, and I don't know about the other three providers yet. Is my experience at 2 out of 5 providers enough to make an educated guess about the rest?

Hey, at least we still have a choice in our system of health care. Isn't that what everyone was so afraid of loosing back when Bill's wife was pushing socialized medicine so hard? Now the choice is to pay some for less, or pay more for a little more, or pay a whole lot more. Is that what the all of the naysayers meant by the loss of choice in health care???

Mark

_________________________
"We stay here, we die here. We've got to keep moving". Trucker Mark



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