I know how you feel. I live in the UK, so for a long time m therapy was paid for by the National Health Service. I was very grateful, because normally they cover only about 10 hours and I got over 100. But then my T retired and now if I want to continue it will have to be on my own account.
I too make "too much money", and I guess I am very well paid, but even so, laying down over $150.00/hour (everything is more expensive over here) seems a huge burden to me. My wife asked me, "If if were for one of the kids would you pay it?," and my answer was of course yes, without a moment's hesitation. So there seems to be an issue rattling around in my head about laying down this much money for myself.
It will be interesting to see what kind of responses you get from the USA.
Nobody living can ever stop me
As I go walking my freedom highway.
Nobody living can make me turn back:
This land was made for you and me. (Woody Guthrie)